You are paying the minimum payment on your Credit Cards and every month you wonder when this will end!  Only one way out!  Get a coach that will be your support / wingman to get on a Budget, get a small emergency fund and quickly payoff Debt.

Going deeper… Banks make money paying depositors tiny interest rates and then loan that money to you via Credit Cards at huge interest rates.

One of the big banks asks you to pay a minimum payment of 1% of Balance + the Interest charged.

The math… On a $10,000 Credit card balance, assuming you pay the minimums and you stop using the card, you will pay it off in 30 yrs and have paid almost $20,000 in Interest!