Fear can lead to Hopelessness – “having no expectation of good or success”
Fear can also lead to Action – “the accomplishment of a thing usually over a period of time, in stages, or with the possibility of repetition”

Where are you with regards to your Personal Finances?

I volunteer my time and energy to facilitate Dave Ramsey’s Financial Peace University (FPU)… I have seen 100’s of people walk in with Hopelessness all over their faces and in a few weeks Hope returns. The work is not done but there is hope that they can accomplish Financial peace over a period of time and in stages (also known as the 7 Baby Steps)

You can join my Virtual FPU classes on Wednesday or Sunday Evenings. Sign up at the links below:

The Wednesday class is at 7:15 PM Central starting 1/4/23   fpu.com/1157440

The Sunday class is at 7:00 PM Central starting 1/8/23   fpu.com/1156832

Hurry before they fill up.